What is it?
VitaCurves is our baseline mortality statistical model, which captures the diverse range of survival patterns that we observe in the recent past.
What makes it different?
- VitaCurves captures the full diversity seen in postal codes, and tailors this precisely to the characteristics of your plan’s participants.
- Plan specific calibrations are made available to your actuary in a series of convenient formats.
More confidence in setting suitable baseline assumptions means that you can turn your attention to crafting your plan for managing the uncertainty in trends, as that’s where you can add most value. We also update our analysis annually, reducing the large step changes in liabilities when new standard tables are released.
Need more information?
If you have any further questions our team would be happy to help you.